Your credit is more than a score it’s the key to cars, homes, and real options in life.
Work with a credit repair team that treats your future like their own and fights for every point that matters.

Get Started Today See How It Works

WHAT’S HOLDING YOUR APPROVALS BACK

If any of these feel familiar, your credit is costing you more than you think.

Denied Again?

Sick of hearing “denied” every time you apply for what you and your family actually need.

High Interest Trap

Paying double or triple in interest rates simply because of a score number that doesn't reflect who you are.

Feeling Stuck

Ready for a fresh start, but scared of wasting money on “solutions” that don’t explain the process or show real progress.

Start Your Credit Repair Journey

Your Path To Freedom

Credit Repair Packages

Standard Package

5 - 9 Months

Perfect for handling a moderate number of negative items and building a solid foundation.

  • Bureau Audits
  • Standard Dispute Process
  • Score Analysis
  • Monthly Updates
Choose Standard

Express Package

3 - 5 Months

Ideal for clients who are ready to secure a new home, car, or approval and need targeted, time‑sensitive credit work to help make it happen.

  • Aggressive Disputes
  • Creditor Direct Interventions
  • Inquiry Removal Strategy
  • 24/7 Portal Access
Choose Express

Elite Package

90 Days or Less

Our most aggressive and comprehensive service for complex cases that require speed and strategy.

  • Priority Processing
  • Advanced Legal Tactics
  • Dedicated Case Manager
  • Funding Consultation Included
Choose Elite

Why Trust P&K?

13,000+

Clients Transformed

$140M+

Funded

10+

Years Experience

Join Thousands Who've Succeeded

Don't Let Your Past Define Your Future

Every day you wait is another day paying high interest and missing opportunities.
You deserve a fresh start.

Take Control Now

How The Process Works
3 Simple Steps

1

Schedule

Schedule a quick call so we can review where you are now and where you’re trying to go.

2

Plan

We build a custom strategy to target your specific negative items and strengthen your overall profile.

3

Rebuild

Watch your score improve as we work, opening doors to your future.

START TODAY

Ready For A Fresh Financial Start?

Your future self will thank you for starting today.

📞 (650) 899-7473 ✉️ support@pandkconsulting.com
Office Hours: Mon-Fri, 9am - 6pm (EST)
Customer Service: 24/7